Central Bank of Nigeria (CBN) Clearing Directory

Nigerian Bank Sorting Codes & SWIFT Directory

Quickly search and copy official 9-digit CBN bank clearing sorting codes and international SWIFT/BIC codes for wire transfers, direct debits, and corporate salary payrolls in Nigeria.

Verified Clearing Standards: CBN Nigeria Bankers' Clearing House (NBCH) & NIBSS

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Last Audited: September 2026

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Reviewed by Nigerian Banking & Settlements Desk

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Bank Branches & Clearing Codes

Showing 43 records

Bank Name	Branch Location	State	9-Digit Sorting Code	SWIFT Code
Access Bank	Victoria Island Head Office	Lagos	044150149	ACCE NG LA
Access Bank	Broad Street Main Branch	Lagos	044150013	ACCE NG LA
Access Bank	Ikeja Allen Avenue	Lagos	044150039	ACCE NG LA
Access Bank	Abuja Central Business District	FCT Abuja	044080016	ACCE NG LA
Access Bank	Port Harcourt Trans-Amadi	Rivers	044210014	ACCE NG LA
Access Bank	Kano Bompai Road	Kano	044120015	ACCE NG LA
Access Bank	Ibadan Dugbe Main	Oyo	044190011	ACCE NG LA
Guaranty Trust Bank (GTBank)	Plot 635 Akin Adesola, VI	Lagos	058152062	GTBI NG LA
Guaranty Trust Bank (GTBank)	Marina Main Branch	Lagos	058152017	GTBI NG LA
Guaranty Trust Bank (GTBank)	Ikeja GRA Branch	Lagos	058152033	GTBI NG LA
Guaranty Trust Bank (GTBank)	Abuja Garki Area 3	FCT Abuja	058083214	GTBI NG LA
Guaranty Trust Bank (GTBank)	Port Harcourt Aba Road	Rivers	058211029	GTBI NG LA
Guaranty Trust Bank (GTBank)	Kano Murtala Mohammed Way	Kano	058122018	GTBI NG LA
Guaranty Trust Bank (GTBank)	Enugu Ogui Road	Enugu	058102016	GTBI NG LA
Zenith Bank	Plot 84 Ajose Adeogun, VI	Lagos	057150013	ZEIB NG LA
Zenith Bank	Ikeja Alausa Branch	Lagos	057150042	ZEIB NG LA
Zenith Bank	Broad Street Central	Lagos	057150026	ZEIB NG LA
Zenith Bank	Abuja Wuse 2 Branch	FCT Abuja	057080016	ZEIB NG LA
Zenith Bank	Port Harcourt Olu Obasanjo	Rivers	057210014	ZEIB NG LA
Zenith Bank	Kano Post Office Road	Kano	057120017	ZEIB NG LA
Zenith Bank	Benin City Akpakpava	Edo	057090013	ZEIB NG LA
First Bank of Nigeria	Samuel Asabia House, Marina	Lagos	011151003	FBNI NG LA
First Bank of Nigeria	Ikeja Industrial Estate	Lagos	011152345	FBNI NG LA
First Bank of Nigeria	Abuja Coomasie House	FCT Abuja	011084014	FBNI NG LA
First Bank of Nigeria	Port Harcourt Station Road	Rivers	011214012	FBNI NG LA
First Bank of Nigeria	Kano Bank Road	Kano	011124013	FBNI NG LA
First Bank of Nigeria	Kaduna Yakubu Gowon Way	Kaduna	011114010	FBNI NG LA
United Bank for Africa (UBA)	UBA House, 57 Marina	Lagos	033153513	UNAF NG LA
United Bank for Africa (UBA)	Victoria Island Idowu Taylor	Lagos	033152019	UNAF NG LA
United Bank for Africa (UBA)	Abuja Central Area Main	FCT Abuja	033083516	UNAF NG LA
United Bank for Africa (UBA)	Port Harcourt Aggrey Road	Rivers	033213514	UNAF NG LA
United Bank for Africa (UBA)	Kano Bello Road	Kano	033123515	UNAF NG LA
Stanbic IBTC Bank	Walter Carrington Crescent, VI	Lagos	221159522	SBIC NG LA
Stanbic IBTC Bank	Ikeja Isaac John Street	Lagos	221159548	SBIC NG LA
Stanbic IBTC Bank	Abuja Maitama Branch	FCT Abuja	221089515	SBIC NG LA
Stanbic IBTC Bank	Port Harcourt Trans-Amadi	Rivers	221219513	SBIC NG LA
Fidelity Bank	Kofo Abayomi Street, VI	Lagos	070150003	FIDB NG LA
Fidelity Bank	Ikeja Mobolaji Bank Anthony	Lagos	070150032	FIDB NG LA
Fidelity Bank	Abuja Garki Branch	FCT Abuja	070080016	FIDB NG LA
Fidelity Bank	Onitsha Main Market	Anambra	070030017	FIDB NG LA
First City Monument Bank (FCMB)	Primrose Tower, Lagos Island	Lagos	214150018	FCMB NG LA
First City Monument Bank (FCMB)	Abuja Central Area	FCT Abuja	214080011	FCMB NG LA
First City Monument Bank (FCMB)	Port Harcourt Garrison	Rivers	214210019	FCMB NG LA

How Nigerian Bank Sorting Codes Work

A bank sorting code is a unique 9-digit identification number assigned by the Central Bank of Nigeria (CBN) to identify a specific commercial bank branch in the Nigerian clearing and settlement system.

The 9-Digit Code Structure:

Digits 1 – 3 Bank Identifier (e.g. 058 for GTBank, 044 for Access)

Digits 4 – 6 State / Location Code (e.g. 150 for Lagos Island)

Digits 7 – 9 Individual Branch Number

Real-World Nigerian Banking Case Studies

How financial institutions, HR managers, and freelancers use sorting codes and SWIFT identifiers in everyday Nigerian transactions:

Case 1: Direct Debit Mandate

Victoria Island SME Vendor Settlement

A tech startup headquartered in Victoria Island, Lagos sets up an automated monthly direct debit mandate through NIBSS to pay office rent to their landlord's GTBank corporate account.

Bank:GTBank (058)
Branch:Akin Adesola, VI
9-Digit Code:058152062

Why it matters: NIBSS mandate clearing engines reject standing orders without the branch's exact 9-digit clearing code.

Case 2: Corporate Payroll

Nationwide Logistics Bulk Salary Remittance

An Abuja logistics firm processes month-end salaries for 300 staff members banking across Zenith, Access, and First Bank branches in Lagos, Port Harcourt, and Kano via NIBSS ACH.

Bank:Zenith Bank (057)
Branch:Wuse 2, Abuja
9-Digit Code:057080016

Why it matters: Enterprise ERP payroll files (SAP, Remita, Paystack) use branch codes to ensure zero failure rates during inter-bank settlements.

Case 3: Foreign Wire Transfer

US Inward Remittance to Domiciliary Account

A freelance developer in Yaba receives a $4,500 wire payment from an American client into their Stanbic IBTC USD domiciliary account.

Bank:Stanbic IBTC (221)
SWIFT Code:SBIC NG LA
Routing:Correspondent Bank

Why it matters: Foreign inward wires require the 8-11 character SWIFT/BIC code, whereas domestic clearing uses the 9-digit sorting code.

Regulatory Framework & CBN Clearing House Rules

Nigerian banking clearing protocols are established under the Revised Nigeria Bankers' Clearing House (NBCH) Rules issued by the Central Bank of Nigeria (CBN) in partnership with the Nigeria Inter-Bank Settlement System (NIBSS).

NUBAN vs. Sorting Code

The 10-digit Nigeria Uniform Bank Account Number (NUBAN) standard was introduced by the CBN to eliminate account number collisions. The 9-digit sorting code routes the transaction specifically to the clearing sub-zone of the physical branch where the ledger resides.

SWIFT & ISO 9362 Standards

The Society for Worldwide Interbank Financial Telecommunication (SWIFT) provides ISO 9362 Business Identifier Codes (BIC). In Nigeria, all commercial bank SWIFT codes end in NG LA (representing Nigeria / Lagos clearing headquarters).

Banking Information Disclaimer:

Sorting codes and SWIFT identifiers presented on Postcode.com.ng are indexed from official Central Bank of Nigeria (CBN) clearing publications and NIBSS member records. While commercial bank codes are verified quarterly, ongoing branch consolidation, mergers, or relocations may alter specific branch identifiers. For high-value transactions or corporate direct debits, always confirm details with your bank branch relationship officer.

Frequently Asked Questions (FAQ)

What is a Nigerian bank sorting code? ▾

A Nigerian bank sorting code is a unique 9-digit code designated by the Central Bank of Nigeria (CBN) and NIBSS to identify an individual commercial bank branch for domestic interbank electronic transfers, clearing cheques, and establishing direct debit mandates.

What is the difference between a bank sorting code and a SWIFT code in Nigeria? ▾

A 9-digit sorting code is strictly used for domestic transactions within Nigeria through NIBSS (cheque clearing, NEFT, direct debit mandates). A SWIFT/BIC code (8 or 11 characters) is an international identifier used by banks worldwide to send foreign currency wire transfers (USD, GBP, EUR) directly into Nigerian domiciliary accounts.

Do I need a sorting code for standard mobile app NIP transfers? ▾

Generally, standard retail instant transfers on Nigerian banking mobile apps and USSD (*737#, *894#, *966#) only require selecting the recipient bank name and entering the 10-digit NUBAN account number. However, corporate bulk payroll, automated direct debit mandates, NEFT transfers, and cheque deposits legally require the branch's 9-digit sorting code.